AI Scams & Fraud

Fake invoices

The quiet scam that looks exactly like normal paperwork.

4 min readBeginnerIdentity

What You Need to Know

Fraudulent invoices imitate a real vendor, often after a mailbox has been compromised, and change only the account number. They succeed because they look routine.

Why It Matters

Invoice fraud drains small businesses and nonprofits that lack a formal accounts payable process, and funds are rarely recoverable after transfer.

Warning Signs checklist

  • New banking details on a familiar invoice
  • Slight change in logo, formatting, or invoice numbering
  • Pressure to pay ahead of the usual schedule
  • A vendor contact writing from a new address

How to Protect Yourself steps

  1. 1Confirm banking changes by phone using a known number
  2. 2Keep a vendor record with verified payment details
  3. 3Separate the person who approves from the person who pays
  4. 4Review invoices against purchase orders before payment

Quick Checklist

  • Confirm banking changes by phone using a known number
  • Keep a vendor record with verified payment details
  • Separate the person who approves from the person who pays
  • Review invoices against purchase orders before payment

Helpful Resources